Estate planning is one of the most commonly postponed legal tasks — even though most people know it's important. Here are three of the most common reasons people avoid it, and why none of them hold up. ## 1. "I Don't Have Enough Assets to Need a Plan" Estate planning isn't just for the wealthy. It also covers who will make medical and financial decisions for you if you become incapacitated, and who will care for your minor children if something happens to you. Everyone benefits from having these documents in place, regardless of net worth. ## 2. "It's Too Expensive" Compared to the cost, delay, and stress of a family navigating New York's intestacy laws or guardianship proceedings without a plan, the cost of basic estate planning documents is modest. Many people are surprised by how affordable getting started actually is. ## 3. "I Don't Want to Think About Death" It's understandable that thinking about mortality is uncomfortable. But estate planning is ultimately about protecting the people you love and ensuring your wishes are respected — a positive, proactive step rather than a morbid one. ## Take the First Step Once your documents are in place, most people describe feeling a sense of relief. Contact the Law Offices of Tracy R. Field PLLC to schedule a consultation and get started.